{"id":894,"date":"2024-01-21T08:11:12","date_gmt":"2024-01-21T08:11:12","guid":{"rendered":"https:\/\/pmd2.pl\/?page_id=894"},"modified":"2025-02-28T04:33:49","modified_gmt":"2025-02-28T04:33:49","slug":"co-potrebujete-vedet","status":"publish","type":"page","link":"https:\/\/pmd2.pl\/cs\/co-warto-wiedziec\/","title":{"rendered":"Co stoj\u00ed za to v\u011bd\u011bt?"},"content":{"rendered":"<style>.kb-table-of-content-nav.kb-table-of-content-id894_441136-88 .kb-table-of-content-wrap{padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-right:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);padding-left:var(--global-kb-spacing-sm, 1.5rem);}.kb-table-of-content-nav.kb-table-of-content-id894_441136-88 .kb-table-of-contents-title-wrap{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kb-table-of-content-nav.kb-table-of-content-id894_441136-88 .kb-table-of-contents-title{font-weight:regular;font-style:normal;}.kb-table-of-content-nav.kb-table-of-content-id894_441136-88 .kb-table-of-content-wrap .kb-table-of-content-list{font-weight:regular;font-style:normal;margin-top:var(--global-kb-spacing-sm, 1.5rem);margin-right:0px;margin-bottom:0px;margin-left:0px;}<\/style>\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>Developersk\u00fd investor (v\u00fdstavba byt\u016f )<\/strong><\/h2>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-894_e2cc56-8c .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-894_e2cc56-8c .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:100%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-894_e2cc56-8c\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-id=\"1315\" src=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-1024x576.png\" alt=\"\" class=\"wp-image-1315\" srcset=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-1024x576.png 1024w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-300x169.png 300w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-768x432.png 768w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-1536x864.png 1536w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-2048x1151.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-id=\"1420\" src=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/jak-wyglada-zakup-nieruchomosci-1024x576.png\" alt=\"\" class=\"wp-image-1420\" srcset=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/jak-wyglada-zakup-nieruchomosci-1024x576.png 1024w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/jak-wyglada-zakup-nieruchomosci-300x169.png 300w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/jak-wyglada-zakup-nieruchomosci-768x432.png 768w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/jak-wyglada-zakup-nieruchomosci-1536x864.png 1536w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/jak-wyglada-zakup-nieruchomosci-2048x1152.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Z\u00e1kon o rozvoji<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kdy\u017e pl\u00e1nujeme koupi bytu, \u010dasto n\u00e1s zaj\u00edm\u00e1, jak jsou chr\u00e1n\u011bny pen\u00edze, kter\u00e9 plat\u00edme na \u00fa\u010det developera. Jak nejl\u00e9pe zabezpe\u010dit stavbu v p\u0159\u00edpad\u011b ne\u00fasp\u011bchu, finan\u010dn\u00edch probl\u00e9m\u016f developera, \u00fapadku. Odpov\u011b\u010f najdeme v developersk\u00e9m z\u00e1kon\u011b - tedy v z\u00e1kon\u011b o ochran\u011b pr\u00e1v nabyvatele bytov\u00e9 jednotky. N\u00ed\u017ee popisujeme podrobn\u00fd rozbor tohoto pr\u00e1vn\u00edho p\u0159edpisu, kter\u00fd upravuje developerskou \u010dinnost v Polsku.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>co je z\u00e1kon o v\u00fdvoj\u00e1\u0159\u00edch<\/li>\n\n\n\n<li>koho se to t\u00fdk\u00e1<\/li>\n\n\n\n<li>zm\u011bny z\u00e1kona v roce 2021<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Co je to z\u00e1kon o v\u00fdvoji?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1kon o rozvoji upravuje \u010dinnost spole\u010dnost\u00ed, kter\u00e9 stav\u00ed bytov\u00e9 jednotky a rodinn\u00e9 domy.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1kon o rozvoji majetku zavedl \u0159adu zm\u011bn, p\u0159edev\u0161\u00edm pokud jde o zabezpe\u010den\u00ed finan\u010dn\u00edch prost\u0159edk\u016f klient\u016f. Jejich platby povinn\u011b putuj\u00ed na sv\u011b\u0159eneck\u00fd \u00fa\u010det pro bydlen\u00ed, odkud je developer obdr\u017e\u00ed a\u017e pot\u00e9, co banka zkontroluje pr\u016fb\u011bh v\u00fdstavby.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Koho se z\u00e1kon t\u00fdk\u00e1?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Z\u00e1kon o rozvoji se vztahuje na podnikatele, kte\u0159\u00ed se v r\u00e1mci sv\u00e9 podnikatelsk\u00e9 \u010dinnosti zav\u00e1\u017e\u00ed postavit a n\u00e1sledn\u011b odt\u011b\u017eit bytovou jednotku nebo rodinn\u00fd d\u016fm, kter\u00fd je p\u0159edm\u011btem smlouvy o rozvoji. Tedy bez ohledu na to, zda je developersk\u00e1 \u010dinnost prov\u00e1d\u011bna v r\u00e1mci obchodn\u00ed spole\u010dnosti nebo dru\u017estvem \u010di jin\u00fdmi subjekty - na v\u0161echny se vztahuje developersk\u00fd z\u00e1kon. Ochrana podle n\u011bj se vztahuje na v\u0161echny fyzick\u00e9 osoby a povinnosti stran developersk\u00e9 smlouvy jsou t\u00edmto z\u00e1konem p\u0159\u00edsn\u011b upraveny.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sv\u011b\u0159eneck\u00e9 \u00fa\u010dty<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Jak se sv\u011b\u0159eneck\u00fd \u00fa\u010det li\u0161\u00ed od standardn\u00edho bankovn\u00edho \u00fa\u010dtu v\u00fdvoj\u00e1\u0159e? P\u0159edev\u0161\u00edm v tom, \u017ee developer nem\u00e1 p\u0159\u00edm\u00fd p\u0159\u00edstup k finan\u010dn\u00edm prost\u0159edk\u016fm, kter\u00e9 na n\u011bj klienti ulo\u017eili, dokud nen\u00ed p\u0159\u00edslu\u0161n\u00e1 f\u00e1ze v\u00fdstavby dokon\u010dena (v p\u0159\u00edpad\u011b otev\u0159en\u00e9ho sv\u011b\u0159eneck\u00e9ho \u00fa\u010dtu).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Z tohoto d\u016fvodu byl cel\u00fd investi\u010dn\u00ed \u00fakol rozd\u011blen do n\u011bkolika f\u00e1z\u00ed. Po\u010d\u00ednaje dokon\u010den\u00edm z\u00e1klad\u016f a\u017e po otev\u0159en\u00fd nebo hrub\u00fd a uzav\u0159en\u00fd stav bylo nutn\u00e9 rozd\u011blit cel\u00e9 stavebn\u00ed pr\u00e1ce do jednotliv\u00fdch sekvenc\u00ed. Klient p\u0159i obdr\u017een\u00ed jednoho z nejd\u016fle\u017eit\u011bj\u0161\u00edch dokument\u016f t\u00fdkaj\u00edc\u00edch se kupovan\u00e9 nemovitosti, tj. prospektu, dostal v\u0161echny tyto informace p\u0159esn\u011b a podrobn\u011b. Nav\u00edc byl jeho platebn\u00ed kalend\u00e1\u0159 p\u0159esn\u011b prov\u00e1z\u00e1n s postupem prac\u00ed na stavb\u011b.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Krom\u011b toho je t\u0159eba poznamenat, \u017ee banka, kter\u00e1 vede otev\u0159en\u00fd sv\u011b\u0159eneck\u00fd \u00fa\u010det developera, ov\u011b\u0159ovala pr\u016fb\u011bh prac\u00ed po dokon\u010den\u00ed ka\u017ed\u00e9 etapy v\u00fdstavby. A teprve po jejich schv\u00e1len\u00ed vyplatila podnikateli ur\u010dit\u00e9 \u010d\u00e1stky, kter\u00e9 byly uvoln\u011bny pr\u00e1v\u011b ze sv\u011b\u0159eneck\u00fdch \u00fa\u010dt\u016f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sv\u011b\u0159eneck\u00fd \u00fa\u010det<\/strong><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Jak p\u0159esn\u011b funguje a jak\u00e9 typy sv\u011b\u0159ensk\u00fdch \u00fa\u010dt\u016f pro bydlen\u00ed m\u00e1me k dispozici?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Jak se n\u00e1m ji\u017e poda\u0159ilo zjistit, \u00fa\u010det je ur\u010den k ochran\u011b prost\u0159edk\u016f kupuj\u00edc\u00edch byt\u016f p\u0159ed p\u0159\u00edpadn\u00fdm \u00fapadkem developera nebo \u00famysln\u00fdm nepoctiv\u00fdm jedn\u00e1n\u00edm. Jakmile je v\u0161ak stavba dokon\u010dena a prostory lze voln\u011b u\u017e\u00edvat - takov\u00e1 ochrana ji\u017e nen\u00ed nutn\u00e1.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na \u00favod je t\u0159eba poznamenat, \u017ee existuj\u00ed dva typy sv\u011b\u0159ensk\u00fdch \u00fa\u010dt\u016f. Jsou to <strong>otev\u0159en\u00e9,<\/strong> a <strong>uzav\u0159eno<\/strong> <strong>sv\u011b\u0159eneck\u00e9 \u00fa\u010dty.<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Co ka\u017ed\u00fd z nich poskytuje, jak\u00e9 jsou mezi nimi rozd\u00edly a kter\u00fd typ \u00fa\u010dtu je pro kupuj\u00edc\u00edho nejv\u00fdhodn\u011bj\u0161\u00ed?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Otev\u0159en\u00ed sv\u011b\u0159eneck\u00e9ho \u00fa\u010dtu<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V p\u0159\u00edpad\u011b otev\u0159en\u00e9ho sv\u011b\u0159eneck\u00e9ho \u00fa\u010dtu pro bydlen\u00ed obdr\u017e\u00ed developer od banky finan\u010dn\u00ed prost\u0159edky za ka\u017edou dokon\u010denou etapu developersk\u00e9ho projektu. Inspektor stavebn\u00edho dozoru se na staveni\u0161t\u011b vyd\u00e1v\u00e1 v\u017edy po dokon\u010den\u00ed konkr\u00e9tn\u00ed investi\u010dn\u00ed etapy. Pokud zjist\u00ed, \u017ee nejsou \u017e\u00e1dn\u00e9 nedostatky, vyplat\u00ed banka developerovi kumulovan\u00e9 prost\u0159edky kupuj\u00edc\u00edch za konkr\u00e9tn\u00ed etapu developersk\u00e9ho projektu a takto vyplacen\u00e9 prost\u0159edky m\u016f\u017ee developer pou\u017e\u00edt pouze na dokon\u010den\u00ed stavby.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Otev\u0159en\u00fd depozitn\u00ed \u00fa\u010det pro bydlen\u00ed poskytuje ve srovn\u00e1n\u00ed s uzav\u0159en\u00fdm \u00fa\u010dtem v\u011bt\u0161\u00ed \u0161anci na kladn\u00e9 dokon\u010den\u00ed procesu v\u00fdstavby. Developer m\u016f\u017ee v pr\u016fb\u011bhu v\u00fdstavby vyu\u017e\u00edt prost\u0159edky, kter\u00e9 uvoln\u00ed p\u0159edem ur\u010den\u00e1 banka.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Uzav\u0159en\u00fd sv\u011b\u0159eneck\u00fd \u00fa\u010det pro bydlen\u00ed<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Uzav\u0159en\u00fd v\u00e1zan\u00fd \u00fa\u010det pro bydlen\u00ed se od otev\u0159en\u00e9ho \u00fa\u010dtu li\u0161\u00ed t\u00edm, \u017ee developer m\u00e1 finan\u010dn\u00ed prost\u0159edky, kter\u00e9 mu kupuj\u00edc\u00ed zaplat\u00ed, doslova \"zmrazen\u00e9\" a\u017e do doby, kdy dojde k p\u0159evodu vlastnictv\u00ed bytov\u00e9ho nebo rodinn\u00e9ho domu. To nut\u00ed developera p\u0159ijmout gigantick\u00fd finan\u010dn\u00ed z\u00e1vazek na dokon\u010den\u00ed stavby, ani\u017e by pou\u017eil prost\u0159edky, kter\u00e9 jsou na \u00fa\u010dtu uzav\u0159en\u00e9ho v\u00e1zan\u00e9ho \u00fa\u010dtu pro bydlen\u00ed nashrom\u00e1\u017ed\u011bny.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Z\u0159\u00edzen\u00ed Z\u00e1ru\u010dn\u00edho fondu pro stavebn\u00edky<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dal\u0161\u00edm n\u00e1strojem ve prosp\u011bch spot\u0159ebitel\u016f je Garan\u010dn\u00ed fond developer\u016f, kter\u00fd poskytuje v\u011bt\u0161\u00ed jistotu kupuj\u00edc\u00edm bytov\u00e9 jednotky nebo rodinn\u00e9ho domu. Tento institut bude p\u0159edstavovat jak\u00fdsi fond, na jeho\u017e \u00fa\u010det budou develope\u0159i p\u0159ev\u00e1d\u011bt ekvivalent jednoho procenta z ka\u017ed\u00e9 platby proveden\u00e9 z\u00e1kazn\u00edkem na z\u00e1klad\u011b podepsan\u00e9 developersk\u00e9 smlouvy na otev\u0159en\u00fd sv\u011b\u0159eneck\u00fd \u00fa\u010det (nebo na z\u00e1klad\u011b ji\u017e zm\u00edn\u011bn\u00e9 rezerva\u010dn\u00ed smlouvy). M\u00e1 to b\u00fdt dodate\u010dn\u00e1 pojistka pro kupuj\u00edc\u00ed v p\u0159\u00edpad\u011b finan\u010dn\u00edch pot\u00ed\u017e\u00ed developera. V p\u0159\u00edpad\u011b uzav\u0159en\u00e9ho sv\u011b\u0159eneck\u00e9ho \u00fa\u010dtu pro bydlen\u00ed bude hodnota vkladu \u010dinit 0,1% jeho hodnoty.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud jde o dal\u0161\u00ed pap\u00edrov\u00e1n\u00ed pro klienta, jedn\u00edm z nich bude nutnost roz\u0161\u00ed\u0159it prospekt.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Z\u00e1kon o rozvoji - shrnut\u00ed<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Developersk\u00fd z\u00e1kon je dokument, kter\u00fd m\u011bl p\u0159ed v\u00edce ne\u017e deseti lety regulovat prim\u00e1rn\u00ed trh. Za deset let jeho platnosti je t\u0159eba uznat, \u017ee svou \u00falohu splnil dokonale. Nicm\u00e9n\u011b s m\u011bn\u00edc\u00ed se realitou bylo t\u0159eba jej novelizovat, co\u017e vstoup\u00ed v platnost ji\u017e v p\u0159\u00ed\u0161t\u00edm roce. A\u010dkoli samotn\u00fd zp\u016fsob uzav\u00edr\u00e1n\u00ed developersk\u00fdch smluv se nezm\u011bn\u00ed, zm\u011bny se dotknou p\u0159edev\u0161\u00edm developer\u016f. Na z\u00e1kazn\u00edky se bude vztahovat \u0161ir\u0161\u00ed ochrana, co\u017e by se m\u011blo projevit v je\u0161t\u011b v\u011bt\u0161\u00ed d\u016fv\u011b\u0159e v developery.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><strong>V\u00fdstavba jednotek slu\u017eeb s turistick\u00fdm ubytov\u00e1n\u00edm.<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"724\" data-id=\"1321\" src=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/dzialka-w-PL-2-1024x724.png\" alt=\"\" class=\"wp-image-1321\" srcset=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/dzialka-w-PL-2-1024x724.png 1024w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/dzialka-w-PL-2-300x212.png 300w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/dzialka-w-PL-2-768x543.png 768w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/dzialka-w-PL-2-1536x1086.png 1536w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/dzialka-w-PL-2-2048x1448.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" data-id=\"1314\" src=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-II-1024x576.png\" alt=\"\" class=\"wp-image-1314\" srcset=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-II-1024x576.png 1024w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-II-300x169.png 300w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-II-768x432.png 768w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-II-1536x864.png 1536w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/07\/strefa-klienta-II-2048x1151.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">V komer\u010dn\u00edch oblastech, kde \u010dasto nen\u00ed \u017e\u00e1dn\u00fd p\u0159irozen\u00fd pr\u016fmysl, obce p\u0159i p\u0159ij\u00edm\u00e1n\u00ed \u00fazemn\u00edho pl\u00e1nu nepovoluj\u00ed v\u00fdstavbu bytov\u00fdch dom\u016f. Nam\u00edsto toho je povoleno stav\u011bt budovy s \"ubytovac\u00edmi jednotkami pro turisty\". T\u00edmto zp\u016fsobem m\u016f\u017ee obec po\u010d\u00edtat s vy\u0161\u0161\u00edmi da\u0148ov\u00fdmi p\u0159\u00edjmy do sv\u00e9ho rozpo\u010dtu.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sazbu stanovuje obec usnesen\u00edm, v roce 2023 \u010din\u00ed da\u0148 pro obytn\u00e9 prostory 1,15 PLN za m2 podlahov\u00e9 plochy, pro komer\u010dn\u00ed prostory 33,10 PLN.<br>Nap\u0159. v obci Rewal bude sazba v roce 2024 pro provozovny slu\u017eeb; 23,10 PLN , ( sazba z\u016fstala zachov\u00e1na beze zm\u011bny z roku 2018) \u00fadaje z : <a href=\"https:\/\/rewal.pl\/podatki-2024\/\" target=\"_blank\" rel=\"noopener\">https:\/\/rewal.pl\/podatki-2024\/<\/a><br><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00fd\u0161e uveden\u00e1 ustanoven\u00ed vedou k tomu, \u017ee develope\u0159i stav\u00ed budovy pro turistick\u00e9 a rekrea\u010dn\u00ed ubytov\u00e1n\u00ed. V nich pak odd\u011bluj\u00ed samostatn\u00e9 jednotky (pro kter\u00e9 zakl\u00e1daj\u00ed pozemkov\u00e9 a hypote\u010dn\u00ed knihy) a prod\u00e1vaj\u00ed je jako byty, kter\u00e9 se na prvn\u00ed pohled neli\u0161\u00ed od typick\u00fdch bytov\u00fdch jednotek. Je toti\u017e na kupuj\u00edc\u00edch, aby se rozhodli, zda je budou vyu\u017e\u00edvat pro vlastn\u00ed \u00fa\u010dely (bydlen\u00ed nebo rekreace), nebo je budou pronaj\u00edmat turist\u016fm.<\/p>\n\n\n<style>.wp-block-kadence-advancedgallery .kb-gallery-type-grid.kb-gallery-id-894_5923ff-2c{margin:-5px;}.kb-gallery-type-grid.kb-gallery-id-894_5923ff-2c .kadence-blocks-gallery-item{padding:5px;}.kb-gallery-id-894_5923ff-2c .kadence-blocks-gallery-item .kb-gal-image-radius, .kb-gallery-id-894_5923ff-2c .kb-slide-item .kb-gal-image-radius img{border-radius:0px 0px 0px 0px;;}<\/style><div class=\"kb-gallery-wrap-id-894_5923ff-2c alignnone wp-block-kadence-advancedgallery\"><ul class=\"kb-gallery-ul kb-gallery-non-static kb-gallery-type-grid kb-gallery-id-894_5923ff-2c kb-gallery-caption-style-bottom-hover kb-gallery-filter-none\" data-image-filter=\"none\" data-item-selector=\".kadence-blocks-gallery-item\" data-lightbox-caption=\"true\" data-columns-xxl=\"2\" data-columns-xl=\"2\" data-columns-md=\"2\" data-columns-sm=\"2\" data-columns-xs=\"1\" data-columns-ss=\"1\"><li class=\"kadence-blocks-gallery-item\" tabindex=\"0\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/08\/sunset-4238445_1920-1024x682.jpg\" width=\"1024\" height=\"682\" alt=\"\" data-full-image=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/08\/sunset-4238445_1920.jpg\" data-light-image=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/08\/sunset-4238445_1920.jpg\" data-id=\"1707\" class=\"wp-image-1707\" srcset=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/08\/sunset-4238445_1920-1024x682.jpg 1024w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/08\/sunset-4238445_1920-300x200.jpg 300w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/08\/sunset-4238445_1920-768x511.jpg 768w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/08\/sunset-4238445_1920-1536x1022.jpg 1536w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/08\/sunset-4238445_1920.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/li><li class=\"kadence-blocks-gallery-item\" tabindex=\"0\"><div class=\"kadence-blocks-gallery-item-inner\"><figure class=\"kb-gallery-figure kadence-blocks-gallery-item-hide-caption\"><div class=\"kb-gal-image-radius\"><div class=\"kb-gallery-image-contain kadence-blocks-gallery-intrinsic kb-gallery-image-ratio-land32 kb-has-image-ratio-land32\" ><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/06\/IMG_6110-1024x768.jpg\" width=\"1024\" height=\"768\" alt=\"\" data-full-image=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/06\/IMG_6110.jpg\" data-light-image=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/06\/IMG_6110.jpg\" data-id=\"1968\" class=\"wp-image-1968\" srcset=\"https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/06\/IMG_6110-1024x768.jpg 1024w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/06\/IMG_6110-300x225.jpg 300w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/06\/IMG_6110-768x576.jpg 768w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/06\/IMG_6110-1536x1152.jpg 1536w, https:\/\/pmd2.pl\/wp-content\/uploads\/2024\/06\/IMG_6110.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/div><\/div><\/figure><\/div><\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\"><strong>Jak\u00fd je rozd\u00edl mezi komer\u010dn\u00ed jednotkou a typickou obytnou jednotkou?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Hrub\u00e1 cena t\u011bchto jednotek bude vy\u0161\u0161\u00ed ne\u017e cena b\u011b\u017en\u00fdch byt\u016f. Zdan\u011bn\u00ed nebude 8 %VAT, ale bude \u00fa\u010dtov\u00e1no v sazb\u011b 23% DPH.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>P\u0159i koupi nemovitosti \"za \u00fa\u010delem podnik\u00e1n\u00ed\":<\/strong>\n<ul class=\"wp-block-list\">\n<li>m\u016f\u017eeme z\u00edskat zp\u011bt DPH,<\/li>\n\n\n\n<li>P\u0159\u00edjmy z pron\u00e1jmu zda\u0148ujeme stejn\u011b jako ostatn\u00ed p\u0159\u00edjmy z podnik\u00e1n\u00ed (tj. obvykle 19% dan\u00ed z p\u0159\u00edjmu),<\/li>\n\n\n\n<li>p\u0159\u00edjmy z prodeje prostor se rovn\u011b\u017e zda\u0148uj\u00ed stejn\u011b jako ostatn\u00ed p\u0159\u00edjmy z podnik\u00e1n\u00ed (s v\u00fdjimkou obytn\u00fdch prostor),<\/li>\n\n\n\n<li>p\u0159i prodeji prostor nevyu\u017e\u00edv\u00e1me osvobozen\u00ed od dan\u011b z p\u0159\u00edjmu bez ohledu na plynut\u00ed \u010dasu.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li><strong>Koup\u011b nemovitosti \"v soukrom\u00ed\":<\/strong>\n<ul class=\"wp-block-list\">\n<li>m\u016f\u017eeme tak\u00e9 z\u00edskat zp\u011bt DPH,<\/li>\n\n\n\n<li>P\u0159\u00edjmy z pron\u00e1jmu se zda\u0148uj\u00ed podle obecn\u00fdch pravidel (da\u0148 z p\u0159\u00edjmu 17\/32%) nebo pau\u0161\u00e1ln\u00ed sazbou 8,5\/12,5% - podle va\u0161\u00ed volby,<\/li>\n\n\n\n<li>zda\u0148ujeme p\u0159\u00edjmy z prodeje prostor dan\u00ed z p\u0159\u00edjm\u016f 19%, pokud k prodeji do\u0161lo do 5 let od konce roku, ve kter\u00e9m byly prostory po\u0159\u00edzeny (a p\u0159\u00edpadn\u011b vyu\u017e\u00edv\u00e1me osvobozen\u00ed v souvislosti s pou\u017eit\u00edm p\u0159\u00edjm\u016f pro vlastn\u00ed bytov\u00e9 \u00fa\u010dely),<\/li>\n\n\n\n<li>pokud dojde k prodeji prostor po uplynut\u00ed v\u00fd\u0161e uveden\u00fdch 5 let, nevznik\u00e1 \u017e\u00e1dn\u00fd da\u0148ov\u00fd p\u0159\u00edjem.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Stoj\u00ed za zm\u00ednku, \u017ee v p\u0159edb\u011b\u017en\u00e9, rozvojov\u00e9 nebo kone\u010dn\u00e9 smlouv\u011b o p\u0159evodu vlastnictv\u00ed nen\u00ed v\u016fbec nutn\u00e9 uv\u00e1d\u011bt, zda se koup\u011b uskute\u010d\u0148uje v souvislosti s na\u0161\u00ed podnikatelskou \u010dinnost\u00ed, \u010di nikoli. U DPH z\u00e1le\u017e\u00ed pouze na jm\u00e9nu kupuj\u00edc\u00edho, zat\u00edmco u dan\u011b z p\u0159\u00edjm\u016f rozhoduje o tom, zda dan\u00fd dlouhodob\u00fd majetek souvis\u00ed s jeho podnik\u00e1n\u00edm, samotn\u00fd poplatn\u00edk (tj. lze koupit prostory soukrom\u011b a pak je za\u0159adit do evidence dlouhodob\u00e9ho majetku).&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u017edy je v\u0161ak dobr\u00e9 uv\u00e9st ve smlouv\u011b I\u010c DPH, aby prod\u00e1vaj\u00edc\u00ed okam\u017eit\u011b vystavil spr\u00e1vnou fakturu, kter\u00e1 umo\u017en\u00ed bezprobl\u00e9mov\u00e9 vr\u00e1cen\u00ed DPH.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Kdy m\u016f\u017eete po\u010d\u00edtat s vr\u00e1cen\u00edm DPH?<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Po \u00fasp\u011b\u0161n\u00e9m ov\u011b\u0159en\u00ed je vratka vyplacena na bankovn\u00ed \u00fa\u010det poplatn\u00edka.&nbsp;<strong>DPH se zpravidla vrac\u00ed:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>v\u010das&nbsp;<strong>60 dn\u00ed<\/strong>&nbsp;od pod\u00e1n\u00ed \u017e\u00e1dosti - pokud poplatn\u00edk v \u00fa\u010detn\u00edm obdob\u00ed, ke kter\u00e9mu se vr\u00e1cen\u00ed dan\u011b vztahuje, uskute\u010dnil jakoukoli zdanitelnou \u010dinnost,<\/li>\n\n\n\n<li>v\u010das&nbsp;<strong>180 dn\u00ed<\/strong>&nbsp;- pokud poplatn\u00edk v \u00fa\u010detn\u00edm obdob\u00ed neuskute\u010dnil \u017e\u00e1dnou zdanitelnou \u010dinnost.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\"><a href=\"https:\/\/pmd2.pl\/cs\/kontakt\/\">T\u011b\u0161\u00edme se na spolupr\u00e1ci s v\u00e1mi -<strong> PM Development Patryk Cruz<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":1804,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-894","page","type-page","status-publish","has-post-thumbnail","hentry"],"taxonomy_info":[],"featured_image_src_large":["https:\/\/pmd2.pl\/wp-content\/uploads\/2025\/01\/budynek-g-1024x585.jpg",1024,585,true],"author_info":{"display_name":"pmd2","author_link":"https:\/\/pmd2.pl\/cs\/author\/pmd2\/"},"comment_info":"","meta_box":[],"_links":{"self":[{"href":"https:\/\/pmd2.pl\/cs\/wp-json\/wp\/v2\/pages\/894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmd2.pl\/cs\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pmd2.pl\/cs\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pmd2.pl\/cs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/pmd2.pl\/cs\/wp-json\/wp\/v2\/comments?post=894"}],"version-history":[{"count":0,"href":"https:\/\/pmd2.pl\/cs\/wp-json\/wp\/v2\/pages\/894\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pmd2.pl\/cs\/wp-json\/wp\/v2\/media\/1804"}],"wp:attachment":[{"href":"https:\/\/pmd2.pl\/cs\/wp-json\/wp\/v2\/media?parent=894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}